The contest requires only that:
• a submission be sent via email in .jpeg format,
• the picture be of a family pet on Saipan,
• the owner’s name be included in the email, and
• there are no copyrights or restrictions for the reprinting of the photo.
All photo submissions will be uploaded to the PAWS Saipan Facebook page, and anyone interested is requested to vote for their favorite photo through the “like” option for Facebook pictures.
On Nov. 23, the top 12 photos will be determined after voting, and then used in a 2011 PAWS calendar.
Those who submitted the winning 12 pictures will receive a free calendar as a prize, and the remaining calendars will be sold at several different locations, proceeds going to PAWS.
If interested in participating, please send your name and picture in an email to pawssaipancalendar@gmail.com before Nov. 22, 2010, and don’t forget to vote for your favorite picture on Facebook.
Upcoming Smart Money seminars
(Bank of Hawaii) — Stop fraud before it starts.
Bank of Hawaii will be having a smart money seminar on Nov. 17, Wednesday, from 5:30 to 6:30 p.m., and the speaker will be Lisa San Nicolas at Saipan garapan branch and Joe Fujihara at Pale Arnold Rd. Puerto Rico.
Advance fee fraud is the most common form of fraud that Bank of Hawaii has seen against its customers. Learn how to protect yourself from advance fee fraud schemes by attending “Protecting Yourself Against Fraud,” one of several Bank of Hawaii Smart Money Seminars.
In this seminar, you’ll learn:
• How to identify advance fee fraud schemes
• How to reduce your risk of becoming a victim
• What actions to take if you are victimized
Bank of Hawaii’s Smart Money Seminars are held as a community service throughout the year.
They are free and open to anyone to attend.
For more information, visit www.boh.com/pacificseminars.
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