Sometimes these small talks escalate to extended discussions, but they rarely become heated arguments. There have been times, however, when my wife basically just walks off, thus making a statement that she can no longer deal with the issue at hand anymore –for some reason, it would be suicide on my part to do likewise. At the moment, ending my life for the sake of winning an argument with my wife is out of the question and I figure it is best left at that. I definitely want my children to have social security at home.
On the matter of Social Security, I do have some concerns. I do appreciate the idea that the national government has made an effort to make some guarantees that upon retirement I would be looked after financially – supposedly dependent on a bunch of numerical factors plugged into a formula. The formula is far too complicated for me to understand let alone fill you in on what factors are figured into the formula. I think it best to leave all the formulation to those who are paid to make the calculations. I suppose that while they work no one would be cheated of his or her share of the money pot, and I presume that there would be money left in the pot for everyone for as long as every working person abides by the law.
I do have a social security number that entitles me to the money pot that most working
individuals pitch into. Further, I am especially happy that in the event that I am snuffed prior to my retirement age, my children and my wife would get to enjoy some of the money that I, by law, put in the money pot.
I do not understand, however, the conditions of the system. Apparently, upon my death, my wife– who, by the way, is making her own contributions to the money pot – would have to decide which social security benefits (mine or hers) to take from the pot. Likewise, I would have to do the same if she goes before me. It just does not seem right that either one of us is mandated to make such a decision. It certainly would be a different scenario had we put the 6 percent of our paychecks in a FDIC insured bank – an investment that our children would benefit from for life.
But then again, the social security system is just one those things that is just is. There is not much one can do about it unless laws are amended. And so I have moved along with it until a few weeks ago when the national health insurance act was implemented – my life expectancy became so vivid.
I have been told that I could live to about 70 – provided that I maintain a healthy life style
(getting enough sleep, maintain an exercise plan, and eating just a little of everything on the recommended health food menu,) and that a drunk driver does not end my life before then. At the rate I am going right now, I doubt I would make 70. But I do have a plan.
I figure that I would get to enjoy my social security benefits for at least 10 years after retirement– if do get to live to 70 – none if I die before 60. So I propose that you and I find a way to convince the national government to deduct our contributions to the national health insurance plan from our social security contributions. Would it not make more sense?
We do have a right to dictate what we want to do with our hard earned money. I say insure me with my social security benefits. At the very least, when I do get sick I would feel socially insured to make an effort to live a little longer. Amend and secure.
