THE U.S. Department of the Treasury’s Internal Revenue Service Criminal Division has seized $67,392.02 from the bank account of Sze Man Yu Inos, also known as “Yuki.” The funds are believed to be proceeds of her wire fraud activities.
The District Court for the NMI grand jury has indicted Inos for luring older women on Saipan and Guam into an elaborate scheme in which she asked them for money and solicited investments in Bitcoin. The indictment details specific instances where Inos transmitted fraudulent messages to her victims.
The indictment also includes a criminal forfeiture allegation, seeking the recovery of any property or proceeds obtained through the fraudulent scheme.
Inos was charged with eight counts of wire fraud to which she recently pleaded not guilty.
Her jury trial was previously scheduled for Aug. 26, 2025, but has been continued to Nov. 18, 2025.
On Tuesday, the federal court unsealed the case concerning the funds seized from Inos’s bank account on Saipan.
In her filed request for a warrant, IRS Special Agent Dawn T. Wandschneider stated that “although unstated in the indictment, the loss caused by Inos’s fraud is believed to be around $250,000.”
She said the seized funds are believed to be proceeds from Inos’s wire fraud activities.
Wandschneider further stated that seizing the funds was necessary because they could be easily withdrawn or transferred.
The special agent noted that Inos was arrested and appeared before the court on June 23, 2025.
On June 26, Wandschneider said Inos opened a bank account with an initial cash deposit of $100.
“On the same day of the account opening,” she said, “a $10,000 wire transfer was made from East West Bank to her Saipan bank account.”
On June 27, 2025, another $70,000 wire transfer was received in her Saipan bank account from East West Bank.
“The evidence indicates that the ‘target funds’ are proceeds from wire fraud activity that Inos has laundered through various bank accounts and is attempting to move out of the reach of the government,” the special agent added.
The warrant to seize property subject to forfeiture was signed by designated Judge Roberto C. Naraja on July 29.
The indictment states that between Nov. 1, 2020, and Jan. 1, 2022, Inos devised and executed a scheme to defraud several individuals through false representations.
Inos is accused of targeting older women, befriending them by posing as a wealthy Chinese businesswoman. She allegedly treated them to expensive meals and gifts while boasting about her supposed success in Bitcoin investments.
After gaining their trust, Inos allegedly fabricated personal crises — such as marital problems or business setbacks — to solicit money and investments from her victims.
“Defendant would then confide in the women about supposed personal problems, such as her husband cheating on her, and share with them how much their friendship meant to her — often telling them, ‘You are like my mom,’” the indictment states. “Inevitably, however, she would request money from these women and/or solicit investments in Bitcoin based on false pretenses.”
Inos also allegedly claimed that U.S. Customs had seized over $2 million from her father and that she would repay her victims once the funds were returned.
In one case, she told a victim that she needed money to open a salon at the Hyatt on Guam.
In another, she allegedly said she had canceled her bank cards to prevent her husband from accessing their joint accounts and needed financial help.
The indictment states that Inos used messaging apps such as KakaoTalk and WhatsApp to send fake court orders and other fraudulent messages to her victims.
Her communications reportedly included fabricated stories about legal proceedings and financial troubles, all intended to extract money from her unsuspecting friends.
Inos, who is represented by court-appointed attorney Mark Scoggins, remains in the custody of the U.S. Marshals Service.
